Research commissioned by NobleOak in December 2017 shows that 45% of Australians have no Life insurance, and those who do have cover may not have enough or the right type. Surprisingly it’s people aged 55-60 who are more likely not to have cover (58%) and are male (57%). The reasons for not having Life insurance … Continued
The results are in – Australians who have Life Insurance are happier on average than those who don’t have Life Insurance. How would you rate your happiness out of 5? That was one of the questions NobleOak asked consumers as part of a recent survey1 about Life Insurance. We asked this to find out if … Continued
The internet is changing the way Life Insurance is researched and bought in Australia, and these research findings prove it. A year ago NobleOak commissioned a study to find out what impact technology was having on the Life Insurance industry. The study highlighted the significant role the internet now plays in helping Australians research and … Continued
Being a mum is a most important role, and unlike most careers, it’s a 24/7 job. So making mums feel special with a little extra love and attention on Mother’s Day is a lovely way to say thanks. While this might mean a little gift, it should definitely mean doing no housework on the day, … Continued
In NobleOak’s recent survey, we asked over 1,000 Australian adults to rate their greatest fears. We then compared the results to the actual likelihood of occurrence based on published statistics from a number of sources. The results showed that out of 11 traumatic events listed, the top four that people believed were most likely to … Continued
The trend for consumers to research and purchase financial services products online is spreading quickly to Life insurance – according to a new NobleOak whitepaper just launched. NobleOak has just released ‘Life Insurance in Australia – Consumer Behaviour Transformation’ which includes the results from a comprehensive research study conducted in December 2016 by independent research … Continued
For many reasons the need for Life insurance is realised progressively as we move through various life stages. For some, the need for Life insurance is more apparent in their 30s and 40s when achieving milestones such as buying a house or starting a family prompts them to consider how to provide ongoing financial protection … Continued
As from July 2013, it became required by law for all SMSF Trustees to ensure Life insurance is available for all members of their fund. This includes consideration through regular reviews (at least annually) of the fund’s overall investment strategy and also, highlighting the relevance and importance of having Life insurance under superannuation, even though … Continued
At one time, an SMSF could not borrow funds to invest in assets. The rules were relaxed in 2007, and have been refined in recent years. It is now possible for an SMSF to borrow to acquire assets – providing certain rules and restrictions are adhered to. Pleasingly, the federal government has kept its pre-election … Continued
