How much do I need?
It can be difficult to know how much Life Insurance or Income Protection cover you may need. We've designed our Life Insurance Calculator as a tool to help people think about what levels of cover they might need. It only takes 5-10 minutes to use.
What we calculate
This calculator helps determine the amount of cover you and your family may need in 5 easy steps. The assessment includes all Life Insurance covers, including Life Insurance, Income Protection Insurance, TPD Insurance and Trauma Insurance.
Free Insurance calculator report
Our insurance calculator tool can provide you with a report showing levels of insurance cover you may wish to consider based on the information entered by you into the tool. It also provides an overview of covers which might be important for you to think about when you are considering your situation.
Life Insurance - how much might I need?
Award winning calculator
NobleOak is always looking to provide the best service to help our clients, and our online calculator is one way we can help you consider how much cover you may need. Recently we won the 'Life insurance Product Innovation of the Year' award for our online calculator.
Insurance products tailored for you
NobleOak offers a full suite of award winning insurance products, allowing you to choose a combination of covers that are right for you. All of our products are fully underwritten, which means we ask you more questions upfront giving you more certainty at claim time.
Life Insurance
A lump sum payment in the event of your death or diagnosis of a terminal illness.
Income Protection Insurance
Receive regular payments during your benefit period to replace some of your income if you suffer a sickness or injury and can no longer work.
4 Reasons to choose NobleOak
While we are very proud of the Life Insurance cover we provide, a simple belief in 'doing the right thing' sets us apart.
Competitive insurance premiums
At NobleOak, you buy directly from us,
so you don't pay for
unnecessary overheads.
Fully underwritten insurance
We only offer fully underwritten cover.
This minimises the risk of unforeseen delays
or surprises in the event of a claim.
Simple & straightforward policies
We aim to avoid overly complex terms.
We simply provide a range of great value,
quality cover options.
Award winning life cover
We are the only Life Insurer to win the Canstar Outstanding Value Award for Direct Life Insurance for nine consecutive years from 2016 to 2024.
Help protect your family with Australia's most awarded direct life insurer five years running (2019 - 2023)
